It Takes Money to Retire Not Age

It takes money to retire.  Most of the time , you hear people talking about retirement “age”. Age really has little to do with it.  Money is what you need to retire. You may retire right now if you can afford it. But before you think about how much money you will need, there are [...]

How Much Will I Need to Retire?

I have often wondered how much I would need to retire and I’m sure you have too. It is a difficult question to answer. In my case, I will be getting a pension from the US Government. That is good, but it adds a complexity to the problem.

The main question that has to be answered [...]

Free Used Car Buying Ebook

In case you didn’t see the link at the top, I am giving away my Used Car Buying E-book. This is totally free. No gimmicks, nothing to sign up for, nothing to do but download this free book.

I wrote a series of articles some time ago on Used Car Buying Tips and then decided to [...]

Social Security Benefits May Be Taxable

Often, social security benefits are taxable. It really depends on how much money you make.

You can do a quick calculation to see if any of your benefits may taxable as follows.

1. Add up all your income, including tax-exempt interest income, all income besides your Social Security benefits. This includes any taxable pensions, wages, [...]

Live Streaming Camera

I did a post a while back on my Live Streaming Camera that I have located outside my house and I thought it was time to update that a bit.  I think I have one of the better PTZ webcams on the net. You may be interested in more of the details about this camera [...]

Is Homeowners Insurance Tax Deductible

This is a question that is coming up frequently these days, due to the new deductions regarding Private Mortgage Insurance (PMI). The quick answer is NO, your homeowners insurance is usually not deductible. Be careful not to make that mistake when filling out your taxes this year. Be sure to take the PMI [...]

How to get out of a car lease

Ok. You now realize you shouldn’t have done that car lease. What can you do about it?

Well, there are a number of things. First of all, you need to identify what changed. Why do you want out? Did you come to your senses and realize that a car lease (or Fleece as [...]

Should I Invest in Gold or Mutual Funds

In 1990, the price of gold was $423.80 an ounce.  I got that price from the usual benchmark for the price of gold, which is known as the London Fixing.  This is where the price of gold is established; and it is done twice a day by five representatives from bullion trading firms.  The price [...]