Roth IRA Beneficiary Form is Very Important

Do you know who is your beneficiary on your Roth IRA?  I hope so, and I hope you understand who it should be.  Some of the most important benefits of a Roth IRA over a standard IRA are the tax benefits to your heirs. If you have not named a beneficiary for your Roth IRA, [...]

It Takes Money to Retire Not Age

It takes money to retire.  Most of the time , you hear people talking about retirement “age”. Age really has little to do with it.  Money is what you need to retire. You may retire right now if you can afford it. But before you think about how much money you will need, there are [...]