Comments for Change Counts http://changecounts.com Changing the way we think about money - Count me in! Sat, 07 Jan 2012 19:48:54 +0000 hourly 1 http://wordpress.org/?v=3.3.1 Comment on Review of Dentalplans.com by Mack http://changecounts.com/review-of-dentalplans-com.html/comment-page-1#comment-1738 Mack Sat, 07 Jan 2012 19:48:54 +0000 http://changecounts.com/?p=420#comment-1738 Thanks but I have done my research. I have used them myself and it was a great savings! No problems at all, so that is my experience. Thanks but I have done my research. I have used them myself and it was a great savings! No problems at all, so that is my experience.

]]> Comment on Review of Dentalplans.com by James Brown http://changecounts.com/review-of-dentalplans-com.html/comment-page-1#comment-1735 James Brown Fri, 18 Nov 2011 14:51:39 +0000 http://changecounts.com/?p=420#comment-1735 Do your research. They have negative ratings on many review sites Do your research. They have negative ratings on many review sites

]]> Comment on 10-10-80 Rule of Investing by sia http://changecounts.com/10-10-80-rule-of-investing.html/comment-page-1#comment-1688 sia Sat, 26 Feb 2011 16:09:45 +0000 http://changecounts.com/10-10-80-rule-of-investing.html#comment-1688 I read this and I felt blessed reading this.God bless you! I read this and I felt blessed reading this.God bless you!

]]> Comment on How Much Will I Need to Retire? by Mack http://changecounts.com/how-much-will-i-need-to-retire.html/comment-page-1#comment-1371 Mack Sat, 27 Feb 2010 17:50:14 +0000 http://changecounts.com/how-much-will-i-need-to-retire.html#comment-1371 Eb, right, large losses are all around us right now, but some years there are large gains, much more than 12%... it is a planning tool. It depends on what you are invested in, and such. History confirms the 12%. Whether or not we get that in the future is anyone's guess. I am sure people back in the 70's would say the same thing, yet anyone who lived through the 70's and 80's knows what happened to the market. Eb, right, large losses are all around us right now, but some years there are large gains, much more than 12%… it is a planning tool. It depends on what you are invested in, and such. History confirms the 12%. Whether or not we get that in the future is anyone’s guess. I am sure people back in the 70′s would say the same thing, yet anyone who lived through the 70′s and 80′s knows what happened to the market.

]]> Comment on How Much Will I Need to Retire? by eb http://changecounts.com/how-much-will-i-need-to-retire.html/comment-page-1#comment-1367 eb Wed, 17 Feb 2010 23:08:09 +0000 http://changecounts.com/how-much-will-i-need-to-retire.html#comment-1367 This is great, but what about years such as 2008, where large losses were posted? This is great, but what about years such as 2008, where large losses were posted?

]]> Comment on 10 Term Life Insurance Facts by Mack http://changecounts.com/10-term-life-insurance-facts.html/comment-page-1#comment-1358 Mack Sat, 06 Feb 2010 17:29:34 +0000 http://changecounts.com/10-term-life-insurance-facts.html#comment-1358 Well, calling a person a fool is a real adult thing, I must admit. Instead of taking my website down I think I'll write more truth about term life insurance. You should get your own website and write whatever you think to be true. But as you can see, I let your comment through ( even though calling a person a fool and then expecting them to approve your comment is a little out there) as I think everyone should investigate and do whatever they think best. Well, calling a person a fool is a real adult thing, I must admit. Instead of taking my website down I think I’ll write more truth about term life insurance. You should get your own website and write whatever you think to be true. But as you can see, I let your comment through ( even though calling a person a fool and then expecting them to approve your comment is a little out there) as I think everyone should investigate and do whatever they think best.

]]> Comment on 10 Term Life Insurance Facts by Rick http://changecounts.com/10-term-life-insurance-facts.html/comment-page-1#comment-1352 Rick Tue, 02 Feb 2010 00:52:07 +0000 http://changecounts.com/10-term-life-insurance-facts.html#comment-1352 gulfview00@aol.com You are a fool. Just like I would never say a person always needs whole life or universal insurance, I would never say you only need term insurance in every case. That is like saying that everyone only needs to buy one stock, or have one type of mortgage. True financial planning looks at a person's short term and long term needs. What will this insurance be used for, what specific needs are going to be met with this particular policy? With higher net worth individuals single premium or even better a five or seven pay life insurance plan can be not only a great way of taking care of life insurance needs but it can be a fantastic investment. There is no such thing as one single fix. I suggest you take your website down and rethink your advice. gulfview00@aol.com You are a fool. Just like I would never say a person always needs whole life or universal insurance, I would never say you only need term insurance in every case. That is like saying that everyone only needs to buy one stock, or have one type of mortgage. True financial planning looks at a person’s short term and long term needs. What will this insurance be used for, what specific needs are going to be met with this particular policy? With higher net worth individuals single premium or even better a five or seven pay life insurance plan can be not only a great way of taking care of life insurance needs but it can be a fantastic investment. There is no such thing as one single fix. I suggest you take your website down and rethink your advice.

]]> Comment on 10-10-80 Rule of Investing by Mack http://changecounts.com/10-10-80-rule-of-investing.html/comment-page-1#comment-1331 Mack Sat, 29 Aug 2009 14:16:24 +0000 http://changecounts.com/10-10-80-rule-of-investing.html#comment-1331 Faith is necessary as a cornerstone of understanding God and understanding how you can "give money to God". You are right if you are saying God owns it all anyway. But you may be missing the point that God allows us the freedom to work and strive and acquire things here on earth. He gives us the freedom to show Him that we love Him by having the faith to "give back a portion" of what we have made. True, we should use good judgment , but also it is a matter of faith. Can God direct your giving to where He wants it to go? Did He create the universe? I think He can handle it, but faith is first. Faith is necessary as a cornerstone of understanding God and understanding how you can “give money to God”. You are right if you are saying God owns it all anyway. But you may be missing the point that God allows us the freedom to work and strive and acquire things here on earth. He gives us the freedom to show Him that we love Him by having the faith to “give back a portion” of what we have made. True, we should use good judgment , but also it is a matter of faith. Can God direct your giving to where He wants it to go? Did He create the universe? I think He can handle it, but faith is first.

]]> Comment on 10-10-80 Rule of Investing by curious http://changecounts.com/10-10-80-rule-of-investing.html/comment-page-1#comment-1330 curious Tue, 25 Aug 2009 16:19:27 +0000 http://changecounts.com/10-10-80-rule-of-investing.html#comment-1330 How do you give money to God? It is impossible. You can give money to those less fortunate and expect nothing in return expect an intent to improve someone else's life. However, it is important to recognize that the giver needs to take some responsibility to make sure their gift is not wasted. Giving to a church does not necessarily mean it is a good gift. How is the money being spent? It is being spent on a new church or new furnishings (which is inherently a selfish act to make the giver feel better) or is it actually going to feed / clothes / educate those less fortunate? How do you give money to God? It is impossible. You can give money to those less fortunate and expect nothing in return expect an intent to improve someone else’s life.

However, it is important to recognize that the giver needs to take some responsibility to make sure their gift is not wasted. Giving to a church does not necessarily mean it is a good gift. How is the money being spent? It is being spent on a new church or new furnishings (which is inherently a selfish act to make the giver feel better) or is it actually going to feed / clothes / educate those less fortunate?

]]> Comment on 16 Roth IRA Facts by Kandy http://changecounts.com/16-roth-ira-facts.html/comment-page-1#comment-1327 Kandy Sat, 16 May 2009 17:40:16 +0000 http://changecounts.com/16-roth-ira-facts.html#comment-1327 Hi there, I need to know if my husband and I go bankrupt, Can they touch our roth annuity and our kids college funds? Thanks Hi there, I need to know if my husband and I go bankrupt, Can they touch our roth annuity and our kids college funds?
Thanks

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